Financing
Our team of legal specialists provide comprehensive legal and tax advice on financing, including financing from banks, leasing companies, and other non‑bank institutions. We have extensive experience with financing real estate, investment units, technologies, machinery, equipment, and vehicle fleets (rail and non‑rail), both in local and international contexts.
Clients are assisted in structuring financing and in preparing and negotiating contractual documentation, including documents for acquisition and operating financing. We support clients in concluding and amending financing agreements, arranging collateral, and terminating financing, as well as in resolving default situations in enforcement and insolvency proceedings.
We prepare legal opinions, including confirmations of the validity and enforceability of credit and security documents. We represent both financiers and borrowers, from major corporate clients to consumers. We also provide ongoing legal advice throughout the life of the financing, addressing breaches of contractual terms, restructurings, and related legal and tax issues.
Who are our clients?
Financing providers
Our firm cooperates with banks, leasing companies and other non-bank financing providers on the preparation and implementation of projects from a legal and tax perspective. We provide clients with support in setting up contractual relationships, legal due diligence, securing receivables, regulatory, compliance and resolving legal issues that arise during the financing period, including debt collection and collateral realization.
Recipients
financing
Our experts provide legal advice to businesses and investors in securing external financing for their projects and transactions. We assist with negotiating financing terms, amending contractual relationships and legal solutions for refinancing, restructuring and related changes in capital structure. We design appropriate corporate structures including tax solutions.
Persons providing security
We represent collateral providers in the negotiation and conclusion of collateral documents. We provide legal advice in the negotiation of mortgage agreements for real estate and movable property, business interests, shares and other securities, collateral transfers of rights, sureties, bank guarantees, bills of exchange and notarial deeds with direct enforceability. We support clients in default situations and in the event of imminent collateral realization.
Legal services provided
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Loan and credit agreements – we propose a financing structure and its security, including syndicated financing, operating financing and framework loan agreements, financial and operational leasing
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Security instruments – liens on real estate and movables, security assignment of receivables, security transfer of ownership, prohibitions on alienation and encumbrance, sureties, financial guarantees including bank guarantees, account blocking, contractual penalties and notarial deeds with permission for direct enforcement
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Registry searches – we check entities and assets in the central registry of executions, insolvency register, debtor registers, commercial register, notarial register of pledges, real estate cadastre and other lists
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Amendments and consolidations – preparation of amendments to contracts, loan consolidation, transfers and assignments of receivables
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Formal acts and registration – submitting loan applications, preparing a withdrawal application, consent statements, powers of attorney, proposals for depositing rights in the real estate cadastre and registration in the notarial register of pledges
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Repayment schedules and refinancing – preparation of debt acknowledgements, repayment schedules, settlement agreements, loan refinancing documentation, and repurchase agreements
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Legal analyses and opinions – assessment of contractual terms, legal opinions and proposed amendments to the terms of credit agreements
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Client protection and compliance – ensuring maximum client protection in accordance with applicable legislation, including regulatory, compliance and AML processes
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Contact us
+420 605 915 565